Jules has been at the helm of the Risk Division since July 2018. He is responsible for overseeing the Bank’s governance and strategy for risk management. Jules leads the Risk Management Division and is accountable for enabling efficient and effective governance of significant risks, and related opportunities, to the Bank and its various departments. His team leads the Bank initiatives for managing risks and sustaining a strong risk culture.

Jules’s experience at BRD also includes various positions including serving as Head of Risk and Compliance, Asset and Liability Manager, Budget and Treasury Officer, Credit Risk Analyst and Investment and Project Analyst, the position he started with when he joined BRD in 2011.

He has over 12 years of progressive working experience with various skillsets in risk management and business analytics in the banking industry especially in the fields of credit risk, market risk, balance sheet risk, operational risk, asset and liability management as well a whole panoply of other risks that are becoming increasingly more prevalent including cyber risk, data integrity, digital and sustainability risks, etc.

Prior to joining BRD, Jules worked as business analyst (Data Analytics). Jules received his two master’s degrees, in Actuarial Science from the University of Madras and in Financial and Industrial Statistics from the University of Pune, in 2009 and 2011 respectively, and his bachelor’s degree in applied mathematics from the National University of Rwanda. Jules is a Certified Risk Analyst (American Academy of Finance and Management) since Dec 2012. He is also a Certified ISO 31000 Lead Risk Manager (PECB) since May 2020.